The new method of
funding for your clients

Selina offers secured lending products to consumers and businesses. Established in 2019, we offer regulated consumer lending products through a select panel of intermediaries.

Our products can also be found via the Twenty7tec sourcing system.

If you are interested in introducing clients to us, please contact our team.

Contact our team
Authorised and regulated by the FCA
Your customer's home may be repossessed if they do not keep up repayments on a mortgage or any other debt secured on it.

The new way to finance large purchases

Rates starting at 7.95% p.a.*
Make large purchases affordable
Loans from £10,000 to £1 million

Our loans are designed specifically for homeowners. They can use the equity they've built up in their property to unlock high amounts at low rates. They can choose between unrivalled flexibility with a HELOC (Home Equity Line of Credit) or a fixed amount on day one with a Homeowner Loan.

*Minimum rate available on the Homeowner Loan. Your advisor will recommend the product that is right for you based on your personal circumstances. Representative example: A Homeowner Loan of £100,000 over 25 years at an initial rate of 7.95% for 5 years and a reversion rate of 9.00% for the remaining 20 years would result in 60 monthly payments of £776.15 followed by 240 monthly payments of £837.99. The total cost after 25 years is £247,686.60 which includes £147,686.60 of interest and a £995 product fee added to the balance. APRC: 9.00%

Selina HELOC

The most flexible option

First to the UK market, a HELOC (Home Equity Line Of Credit) is a low interest credit facility secured against your client's property.

As it it is a line of credit, they will only ever pay interest on the funds they draw down and they will have the peace of mind that there is more should they need it.

HELOC balance
Can flex up and down as needed over the first 5 years
Interest savings
Interest is only paid on funds drawn down, not the full credit limit
Credit limit
Gradually reduces over the term (amortisation)

Selina Homeowner Loan

Get all your funds on day one

With a Selina Homeowner Loan, your client gets one set amount, secured against their property.

It could be the most suitable option if they need the borrowing in one go.

Homeowner Loan balance
Reduces as monthly repayments are made
Flexible spending
Interest paid
Withdraw as and when needed for up to 5 years
£10,000 - £1million
5 - 30 years
Only on withdrawn funds
Homeowner Loan
Get all your funds at once
£10,000 - £1million
5 - 30 years
On full amount
Get all your funds at once
£1,000 - £25,000
1 - 5 years**
On full amount
Typical personal loan

Used responsibly, a Selina HELOC and a Selina Homeowner Loan can provide your clients with valuable advantages. However, as they are mortgages, they should consider the possible impact on their ability to secure additional borrowing against their home.

*ERCs can apply depending on the Homeowner Loan product that your client gets.

**Whilst from our research personal loans are generally offered over 1-5 years, some lenders do offer longer terms.