The new way to finance large purchases
Our loans are designed specifically for homeowners. They can use the equity they've built up in their property to unlock high amounts at low rates. They can choose between unrivalled flexibility with a HELOC (Home Equity Line of Credit) or a fixed amount on day one with a Homeowner Loan.
*Minimum rate available on the Homeowner Loan. Your advisor will recommend the product that is right for you based on your personal circumstances. Representative example: A Homeowner Loan of £100,000 over 25 years at an initial rate of 7.95% for 5 years and a reversion rate of 9.00% for the remaining 20 years would result in 60 monthly payments of £776.15 followed by 240 monthly payments of £837.99. The total cost after 25 years is £247,686.60 which includes £147,686.60 of interest and a £995 product fee added to the balance. APRC: 9.00%
Selina HELOC
The most flexible option
First to the UK market, a HELOC (Home Equity Line Of Credit) is a low interest credit facility secured against your client's property.
As it it is a line of credit, they will only ever pay interest on the funds they draw down and they will have the peace of mind that there is more should they need it.




Selina Homeowner Loan
Get all your funds on day one
With a Selina Homeowner Loan, your client gets one set amount, secured against their property.
It could be the most suitable option if they need the borrowing in one go.


Used responsibly, a Selina HELOC and a Selina Homeowner Loan can provide your clients with valuable advantages. However, as they are mortgages, they should consider the possible impact on their ability to secure additional borrowing against their home.
*ERCs can apply depending on the Homeowner Loan product that your client gets.
**Whilst from our research personal loans are generally offered over 1-5 years, some lenders do offer longer terms.