Our homeowner loan gives you access to low rates based on the equity in your home.
It's a low interest second charge mortgage, more suitable if you need instant access to your money.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
*Representative examples: A Homeowner Loan of £100,000 over 25 years at a variable rate of 7.45% would result in 300 monthly payments of £727.21. The total cost after 25 years is £218,163 which includes £118,163 of interest and a £995 product fee added to the balance. APRC: 7.57%
A Homeowner Loan of £100,000 over 25 years at an initial rate of 7.95% for 5 years and a reversion rate of 8.00% for the remaining 20 years would result in 60 monthly payments of £757.83 followed by 240 monthly payments of £760.49. The total cost after 25 years is £227,987 which includes £127,987 of interest and a £995 product fee added to the balance. APRC: 8.10%
Unlock low rates for homeowners
Get your funds quickly
Make large purchases affordable
Borrow from £25,000 - £1 million
Used responsibly, a Selina HELOC and a Selina Homeowner Loan can provide you with valuable advantages. However, as they are mortgages, you should consider the possible impact on your ability to secure additional borrowing against your home.
*ERCs can apply depending on the Homeowner Loan product that you get.
**Whilst from our research personal loans are generally offered over 1-5 years, some lenders do offer longer terms.
Answer a few simple questions to quickly see if you're elegible for one of our loans.
Apply online, one of our experts will help you during the process.
If you're eligible we will help you get the funds easily and promptly.