The perfect loan for

home improvements
buying a new car
your family’s education
home improvements

Authorised and regulated by the FCA
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments.

The new way to finance
large purchases

Rates starting at 5.95% p.a.
Make large purchases affordable
Withdraw funds when needed for 5 years
Only pay interest on funds withdrawn

First to the UK market, a HELOC (Home Equity Line of Credit) is a low interest credit facility, secured against your property.

As it’s a line of credit, you’ll only pay interest on the money you spend but you’ll have the peace of mind that there’s more to draw down should you need it.

*Representative example: A Selina Advance HELOC of £50,000 drawn out in full over 25 years at a fixed rate of 6.05% for 5 years and then our variable rate of 5.70% for the remaining term would result in 60 monthly payments of £330.12 and 240 monthly payments of £320.90. The total cost after 25 years is £96,823.20, which includes £45,828.2 of interest and a £995 product fee added to the balance.

More than a loan

Home improvements, cars and so much more - the freedom to choose is yours.
Home improvements
Vehicle purchase
Buy to let

Apply online,
get funded quickly

1

Apply in less than 10 minutes

Answer a few simple questions to quickly see if you're elegible for the Selina  Advance HELOC. Does not affect your credit score.

2

Get funded

If you're eligible we will help you get the funds easily and promptly.

3

Overpay anytime, without any early repayment charge

With a Selina Advance you’ll never pay an early repayment charge. Ever.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments.

What people say about
Selina Advance

Your questions, answered

What is a Selina Advance HELOC?
How can I use it?
What rate and fees apply?
What advantages does it have over remortgaging?

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments.