The new way to finance large purchases
Our loans are designed specifically for homeowners like you. Use the equity you've built up in your property to unlock high amounts at low rates.
Get unrivalled flexibility with a HELOC (Home Equity Line of Credit) or a fixed amount on day one with a Homeowner Loan.
*Minimum rate available on the Homeowner Loan. Your advisor will recommend the product that is right for you based on your personal circumstances. Representative example: A Homeowner Loan of £100,000 over 25 years at an initial rate of 7.95% for 5 years and a reversion rate of 9.00% for the remaining 20 years would result in 60 monthly payments of £776.15 followed by 240 monthly payments of £837.99. The total cost after 25 years is £247,686.60 which includes £147,686.60 of interest and a £995 product fee added to the balance. APRC: 9.00%
The most flexible option
First to the UK market, a HELOC (Home Equity Line Of Credit) is a low interest credit facility secured against your property.
As it is a line of credit, you'll only ever pay interest on the funds you draw down and you'll have the peace of mind that there is more should you need it.
Selina Homeowner Loan
Get all your funds on day one
With a Selina Homeowner Loan, you get one set amount, secured against your property.
It could be the most suitable option if you need the borrowing in one go.
Used responsibly, a Selina HELOC and a Selina Homeowner Loan can provide you with valuable advantages. However, as they are mortgages, you should consider the possible impact on your ability to secure additional borrowing against your home.
*ERCs can apply depending on the Homeowner Loan product that you get.
**Whilst from our research personal loans are generally offered over 1-5 years, some lenders do offer longer terms.